do it!

It’s official: I’ve decided to get my money under control.  I’m doing Dave Ramsey’s Financial Peace University at a local church.  This time, I think I’ll have the support of people who actually want to do it!  I think that will make a big difference.

I’m excited to make these changes, yet afraid I won’t be able to stick with it.  I know it’s going to get hard, or as a confidant tells me: yucky.  But it’s never going to get better until I take steps to make it better.  So here it is: my first step.

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