It’s official: I’ve decided to get my money under control. I’m doing Dave Ramsey’s Financial Peace University at a local church. This time, I think I’ll have the support of people who actually want to do it! I think that will make a big difference.
I’m excited to make these changes, yet afraid I won’t be able to stick with it. I know it’s going to get hard, or as a confidant tells me: yucky. But it’s never going to get better until I take steps to make it better. So here it is: my first step.